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Just a reminder we shall be able to offer Help to Buy on properties under £250,000 for new homes due to be completed after April 2015. Not sure how it works? Please see below. The Government's Help to Buy scheme is available in England, Scotland and Wales. Help to Buy Equity Loan Available on new build homes up to £600,000 in England, £250,000 in Scotland and £300,000 in Wales. The Government will lend you up to 20% of the property value through an equity loan which can be repaid at any time during the loan term or on the sale of your home. In England and Wales, you won’t be charged any loan fees for the first 5 years of owning your home. In Scotland, there are no loan fees to be paid. You’ll only need to secure up to a 75% mortgage from a bank or building society. There is a range of competitive mortgage rates available with this scheme.

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